Last updated 1 October 2026

Privacy Policy

Pa-Budget is a household budgeting app. This policy explains what information it keeps, where it is stored, who can see it, and the choices you have.

Information we keep

Your account: your name and email address. If you sign in with Google, we receive your name and email address from Google. Passwords are handled by Firebase Authentication and are never visible to us.

What you enter: your household name and settings, accounts and balances, budgets and budget lines, transactions and notes, savings goals, investment holdings and their values, net worth snapshots, recurring transaction rules, and invite codes.

On your device only: your notification choices and whether you dismissed a reminder banner. These stay on the device and are not sent to us.

We do not collect your location, contacts, photos or bank login details. Pa-Budget does not connect to your bank, and it has no advertising or analytics trackers.

How it is used

Only to run the app: to sign you in, to store and sync your household's budget between your devices and your household members' devices, and to send account emails such as address verification and password resets.

We do not sell your information, use it for advertising, or share it with anyone except the service providers below.

Where it is stored

Pa-Budget uses Google Firebase (Firebase Authentication and Cloud Firestore) to store and sync data. Google processes it on our behalf, on servers that may be outside Zambia, and protects it in transit with encryption. Google's own privacy terms apply to that processing.

Reminders are scheduled on your device. No reminder content is sent to a server.

Who can see your information

Your household: everyone in a household can see and change all of its budget data, and can see each member's name and email address. Only invite people you trust.

Access is limited by security rules: only signed-in members with a verified email address can read or change a household's data.

The person who operates Pa-Budget can technically access the stored data through Firebase, and will only do so to keep the service running, to fix a problem you report, or where the law requires it.

Exports

You can export transactions as CSV or download a full backup as JSON. Once a file is on your device or shared to another app, keeping it safe is up to you.

Keeping and deleting information

Your information is kept while your account and household exist. You can delete your account at any time in Settings, under Delete account (see pa-budget.web.app/delete-account). If you are the only member, the household and all its data are deleted with it; otherwise you leave the household and its shared data stays with the other members. If you cannot sign in, email paulouskunda@gmail.com from the address on your account.

Your rights

You can ask for a copy of your information (or use Export), ask us to correct it, or ask us to delete it, including under Zambia's Data Protection Act. Email paulouskunda@gmail.com and we will reply within 30 days.

Children

Pa-Budget is meant for adults managing a household budget, not for children under 18.

Changes

If this policy changes, the date below will change and the new version will be shown here. Significant changes will also be mentioned in the app.